"Planning for your retirement or trying to make your  savings last for your entire life and your spouse's, is the most difficult challenge any of us have today."

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What is an Annuity?
An annuity is one way to make sure you have stable or increasing income during your retirement.  You deposit money, interest is credited to your account, and when you retire you get guaranteed payments for life.


                    Benefits of Annuities:


  • Guaranteed Income for Life.  Many different annuities offer streams of income that can be structured for your life or the lives of you and your spouse.  This income stream can never go down or stop, even if your account balance drops to zero!                                                                                                                                                                                                                                                                                                                              .
  • Potential Growth.  Some annuities allow you to tie your earnings to several different U.S. and Globally diversified market indexes .                                                                                                                                                                                                                         .
  • Tax Deferral or Tax-Free.  All annuities allow your earnings to grow tax-deferred. This means you don't pay any taxes until you withdraw money!  Depending on how you set up your annuity, as with Roth accounts, your earnings can grow and can be withdrawn without taxes!                                                                                                                                                                                                                            
  • Stability and reliability.   As some annuities are fixed insurance products, they are not subject to market fluctuations.  This means that your money cannot go down due to corrections or market crashes.  Also, we only represent insurance carriers that have the highest Solvency ratios.  A high solvency ratio means that the insurance company as more than enough cash on hand to pay their claims!                                                                                         
Annuity client in Chicagoland



Guaranteed Minimum Income for Life could be:


 1(844) ONLY UPS     or      1(844) 665 - 9877


Now you can get one or all of my six free reports on Annuities, Retirement, Saving Taxes, IRA/401(k) Rollover Decisions and Long Term Care.
Just click on the report you want and complete the form that pops up.  A report will be mailed or emailed within 48 hours!
                   Chicago Office  (312) 813 - 9694
"It's time we stop worrying about market corrections, secure our income and start to   lock in the upside gains in the markets......Right?"??
Step 1:  Figure out how much guaranteed income you can get in 90 days or at your future retirement date.  
Just slide the first blue ball to your current age, second to your desired retirement age and the last blue ball to your available deposit amount. (i.e an IRA account balance)
Step 2:    Call Michael S. Bauer at (312) 813 - 9694                        
Michael will sit down with you, determine the best possible solution that gives you the most guaranteed income, while utilizing the least amount of your available money!